منتديات اشراق العالم  
إظهار / إخفاء الإعلانات

مساحة اعلانات نصية ذهبية
اعلن هنا اعلن هنا اعلن هنا

العودة   منتديات اشراق العالم > اشراق الإخبار ي والتجاري > القناة الإخبارية - أخبار > سبق - إشراق سبق - عاجل
تحديث الصفحة التمويل الإضافي من صندوق التنمية العقارية بمبلغ يصل إلى 500 ألف ريال سعودي
التعليمـــات قائمة الأعضاء التقويم البحث مشاركات اليوم اجعل كافة الأقسام مقروءة

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إضافة رد
 
أدوات الموضوع انواع عرض الموضوع
  #1  
قديم 04-11-2020, 02:23 PM
الســــاطي الســــاطي غير متواجد حالياً
عضو مميز
  
تاريخ التسجيل: Feb 2008
المشاركات: 46,011
افتراضي التمويل الإضافي من صندوق التنمية العقارية بمبلغ يصل إلى 500 ألف ريال سعودي
المقال التمويل الإضافي من صندوق التنمية العقارية بمبلغ يصل إلى 500 ألف ريال سعودي ظهر أولا علي ثقفني.


التمويل الإضافي من صندوق التنمية العقارية هو برنامج يمكن المواطنين* المستفيدين من قروض صندوق التنمية العقاري الحكومي من إمكانية الحصول على تمويل إضافي من البنوك لشراء المسكن الذي يرغب به المواطن والتي يتم رهنها بين صندوق التنمية العقارية ومصرف الراجحي حتى سداد قيمه هذا التمويل ويكون هذا البرنامج بطريقه المرابحة للعملاء , فنظام البيع بالمرابحة أحد أنواع التمويل الخاصة بالمصارف الإسلامية . يستطيع العملاء المقيمون في المملكة العربية السعودية والمستوفون بجميع* الشروط التمولية الحصول على التمويل وبموافقات ملكية بسهوله وبمبلغ يصل إلى 500 ألف ريال سعودي,ويقوم مصرف الراجحي بتطبيق أحكام الشريعة الإسلامية في جميع معاملاته التجارية البنكية كما يخضع لأحكام الشريعة في التمويل, كما يقوم مصرف الراجحي بعمل رسوم تمويلية مخفضة,بالإضافة إلى سرعه الموافقة على التمويل مع توفير أفضل طريقه ممكنة للسداد .وتم تفعيل هذا البرنامج* بسبب لان مبلغ التمويل الحكومي لشراء وحده سكنيه وحده لا يكفى لتمكين المواطنين من شراء الوحدة السكنية المرغوب بها

التمويل الإضافي من صندوق التنمية العقارية ومميزاته
  • الصندوق يمد العميل بمبلغ التمويل كاملا على حسابه الخاص في مصرف الراجحي أو إمداده بالمال على 4 دفعات.
  • من مميزات التمويل* أنه يتيح فرصه شراء صندوق التنمية العقارية نيابةً عن العميل .
  • يوفر مبلغ يصل إلى 500 ألف ريال سعودي من ثمن شراء العقار إلى مصرف الراجحي* نيابةً عن العميل.
التمويل الإضافي من صندوق التنمية العقارية يطبق من خلال برنامجين وهما كالتالي :
  1. * برنامج الإسكان الحكومي المعجل
يتيح مصرف الراجحي مع صندوق الإسكان هذا البرنامج* لشراء عقار مكتمل البناء الذي يرغب به العميل وهذا البرنامج يتيح للعميل حق الحصول على الأرباح الشهرية نقداً وهذا البرنامج له عده شروط وهى كالتالي :
  • يقوم الصندوق بدفع 100% من أرباح التمويل حتى 20 عاماً بهامش ربح تنافسي ويصل مبلغ التمويل إلى 500 ألف ريال .
  • للحصول على التمويل يجب أن يكون العميل من ضمن القائمة التي وافق عليها الصندوق.
  • لا يزيد التمويل عن 500 ألف ريال سعودي.
2. برنامج الإسكان الحكومي المدعوم

برنامج الإسكان الحكومي المدعوم من الصندوق يتيح لعملائها القدرة على شراء العقار الذي يحدده العميل مع إمكانية الحصول على أرباح الأقساط الشهرية نقداً وفقاً لبرامج الصندوق وشروطه وأحكامه وتتلخص هذه الشروط في الأتي:
  • *البرنامج المدعوم متاح فقط لعملاء تحويل الراتب .
  • الحد الأقصى للحصول على التمويل 500 ألف ريال سعودي هو 30 عاماً.
  • يسجل العقار باسم مصرف الراجحي حتى تمام سداد جميع استحقاقات التمويل المدعوم .
كما يوفر صندوق التنمية العقارية عروض لتطوير العقارات والتأمين على العقار الذي* قام بشرائه العميل من خلال مصرف الراجحي* .

المقال التمويل الإضافي من صندوق التنمية العقارية بمبلغ يصل إلى 500 ألف ريال سعودي ظهر أولا علي ثقفني.
رد مع اقتباس
إضافة رد
إظهار / إخفاء الإعلانات 
pakgestore pakgestore pakgestore pakgestore pakgestore pakgestore pakgestore pakgestore pakgestore pakgestore
تشليح الرياض مساحة إعلانيه
إظهار / إخفاء الإعلاناتروابط نصية go
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tjarbna tjarbna tjarbna مساحة إعلانيه
إظهار / إخفاء الإعلاناتروابط نصية est
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